- MEXC Exchange now accepts Bitcoin as collateral for loans in USDT and USDC.
- Users can access loans with annual rates starting from 5%.
- The platform offers high initial Loan-to-Value (LTV) ratios up to 85%.
- Flexible loan terms allow borrowing and repayment at any time.
- This development enhances liquidity access while maintaining exposure to Bitcoin’s price fluctuations.
MEXC Exchange Integrates Bitcoin into Collateral System for Loans
In a notable advancement, the cryptocurrency exchange MEXC has expanded its MEXC Loans product by allowing users to use Bitcoin as collateral. Starting October 27, 2025, users can borrow USDT or USDC against their Bitcoin holdings at interest rates beginning at just 5% per annum. This strategic move enables clients to enhance their liquidity without the need to sell their Bitcoins.
Understanding MEXC Loans: Flexibility and Liquidity
MEXC Loans is a credit service that allows users to pledge one cryptocurrency to obtain another. The borrowed funds are versatile, usable for spot and futures trading, participating in Earn products, withdrawals, or meeting general liquidity needs. By using Bitcoin as collateral, users can secure instant loans while retaining exposure to the asset’s price movements. Interest is accrued daily, and once the loan is repaid, the collateral is returned.
Key Features of MEXC’s Loan Service
The primary advantages of this service include:
- Competitive Interest Rates: Borrowing starts from an attractive rate of 5% annually (daily rate = APR / 365).
- Flexible Terms: Users can borrow and repay funds anytime through a straightforward procedure.
- High Initial LTV: Offering up to 85%, one of the most competitive rates in the market.
- Diverse Use of Funds: Borrowed assets can be freely used across various MEXC products.
- Sustained Exposure: Maintain exposure to Bitcoin while accessing necessary liquidity.
Navigating the Process: Requirements and Benefits
To utilize this service, users must undergo an initial KYC verification process. This expansion reflects MEXC’s commitment to providing flexible financial instruments that maximize asset utility. According to developers, MEXC will continue enhancing its product offerings to better support user trading and investment strategies within the digital asset ecosystem.
For a detailed overview of the product and loan conditions, visit the MEXC Loans page. Interested individuals can register on the MEXC platform through this link.
This initiative not only broadens access but also allows crypto-savvy investors to leverage their holdings effectively in an ever-evolving market landscape.
